These days it seems that any purchase is thought of as an investment. I just “invested” in a new pair of shoes, or an ice cream cone. Bah! Humbug! You are only investing if You consider valuation. You buy to realize an expected a positive return. From this, it follows that anyone with a dollar [...]Today’s episode of The Survival Podcast discusses consumerism and how companies are intentionally designing products to be faddish and break down in order to maximize profit. He also mentions the ERE book in the beginning. For those who are coming over from from the podcast, let me say that the kind of everyday-survivalism Jack talks [...]All of them! No, seriously. The hallmark of good investors seem to be that the read a lot, that is, in a more general sense, they process huge amounts of information. Many investment books, especially the non-technical ones, contains a strategy that can be summarized on one page while the rest of the book is [...]Some definitions: Being rich is having money. Being wealthy is having time. Typically Being rich means that you have to work for your money. Being wealthy means that you simply sit around and money comes to you. Anyone who wants to be rich has to work very hard typically by pursuing either some kind of [...]Is it possible to draw a line between happiness and saving money? It certainly is. The line is drawn according to a parameter called the discount rate which is the interest rate which separates one’s desire to lend vis-a-vis borrow money. In other words, the discount rate is the minimum interest rate one would demand [...]Dmitry Do you feel you miss out on anything that having a job used to provide (discipline ; place where you strictly work, with no distractions; social stimulation; etc)? I miss being part of a larger project/mission. As it is now, I have to self-start everything I want to do. Self-starting is not so much [...]After having using a tip-model for a while, I find that on average I tip 7-8 articles per day on a pretty consistent basis. This comes to a total of 35-40 cents per day or $10-12 bucks per month. I think this is a fair contribution to support “quality programming”. It’s what I would be [...]One of my informal theories is that a great deal of human performance metrics span about an order of magnitude. A very strong person is about 10 times stronger than a very weak person. A very fast person is about 10 times faster than a very slow person. In particular There are some for whom [...]Given that there are some investment questions and answer below, the usual disclaimers apply: I’m not a professional adviser, so this is not professional advice. You get what you pay for which in this case is nothing. Keep in mind that I’m a macro-investor on the sector level, that I believe in market timing, and [...]
Finding the best retirement states requires a plan...the best retirement states will vary from person to person
The best retirement communities will provide exactly what you are looking for at a price you can afford
Best country to retire and relax...what to expect when you move overseas
Arizona retirement community...we found the best Arizona retirement community and we can prove itArizona retirement communities offer a wide range of communities all with the fine Arizona weather included
Arizona Park model living... A stationary cruise ship in the desert
arizona cities for retirement... You have a lot to choose fromActive retirement..what does it mean to you the retireeRetire in Arizona cheaply...take a good look at affordable park modelsThe major requirements for a person or an organization to change can be summarized with the following formula D * V * P > C Here, D is the dissatisfaction with your current position, V is the vision of the new position, P is the plan, and C is the cost of changing. Incidentally, I [...]In the past, I’ve held a couple of rather successful “twitter style” interviews. The rule of the game is that you can ask me one question in 140 characters, or to make it easy, let’s just say you only have one sentence or 30 words to ask it. Ask your questions in the comments below. [...]
Retiring in Arizona...For lots of retirees it is the best
By practicing frugal living we have been retired for 17 years, with no skimping, we can show you how
We have 8 years of experience living aboard a sailboat, it is not only a wonderful lifestyle, it is cheap livingReusing calendars from previous years in not only frugal, it also makes you a big nerd. For 2010, you can use any calendar from 1909, 1915, 1926, 1937, 1943, 1954, 1965, 1971, 1982, 1993, and 1999. Conversely, your 2009 calendar will be useful again in 2015, 2026, 2037, 2043, 2054, 2065, 2071, 2082, 2093, and [...]Please respond in the comments here or directly on the forum thread if you can make it. Head counts are very useful! Time and place are yet to be determined. Use doodle to vote on your preferred date. There will be more information in the forum thread, so check back until they’re announced. Also, don’t [...]As you know, the comments is often where the real action takes place. Due to popular request, it is, therefore, now possible to subscribe to ALL the comments as a single RSS feed. This feed is updated with new comments as they get in. Thus if you never want to miss a comment on any [...]
Living on a sailboat and getting work done is a pleasure in the Islands due to the craftsmen and the price
Living in Ecuador is truly cheap living and doing it well
frugal Mexico... One smart couples experience