I’m a huge DIY’er (or rather, my husband is), and I understand the value that comes from a job well done with your own hands and time. I am the first to admit, however, that there are some projects best left to a professional, especially when it involves quality and safety. Here are examples of […]
The post 7 House Repairs You Should Almost Always Outsource first appeared on MoneyNing.
An interesting offer landed in my inbox the other day from E*Trade. The email claimed that with just a few clicks, I can agree to let the firm lend out some of the shares I may own now or in the future for an estimated $671 a year in passive income. With the E*TRADE Fully […]
The post Passive Income with the E*Trade Fully Paid Lending Program? first appeared on MoneyNing.
The choice to have one parent stay at home with the child(ren) is a deeply personal, individual one that goes beyond finances. However, there are many reasons why it’s a good idea for stay-at-home moms and dads to seek part-time work, even if there is no immediate need for income. For instance: 1. The obvious […]
The post Why Stay-at-Home Parents Should Work Part Time first appeared on MoneyNing.
I’ve spent a lot of time lately thinking about what I want my life to look like going forward, and what I can do to restructure. I’m in the process of reconfiguring my finances, as well as putting together a good life for my son and me. One of the things that occurred to me […]
The post How to Exchange Money for Time first appeared on MoneyNing.
The rule of thumb for retirement states that a comfortable retirement requires you to replace 80% of your yearly income. But a retirement study from Morningstar found that a typical American retiree’s income replacement rate in retirement ranges from a little under 54% to over 87%. For those who fall into the lower end of […]
The post Do You Really Need to Replace 80% of Your Income In Retirement? first appeared on MoneyNing.
When I was a pre-teen in the early 90s, I used to roam the mall with a pack of girlfriends once a week. I quickly discovered that the fun I had spending money on new scrunchies, slap bracelets, and Lisa Frank notebooks seemed to diminish as my money supply got lower. Whatever pair of earrings […]
The post How the Bottom-Dollar Effect Can Help Curb Your Spending first appeared on MoneyNing.
Money may not seem like a particularly romantic topic of conversation, but ignoring it is not the path to wedded bliss.
The post 5 Money Conversations You Should Have Before You Get Married first appeared on MoneyNing.
I’ve always wanted to install solar panels to generate our electricity needs. It just never made sense for us because we’ve been talking on and off about moving for the past few years. Still, the fact that you can pay a one-time fee to avoid paying the monthly electricity bill forever kept me interested. After […]
The post Should I Put Solar Panels on My Roof? first appeared on MoneyNing.
During a recent family outing for dinner (thanks to a free birthday coupon), a man approached us asking for some spare change so he can get something to eat for the night. I told him I didn’t have any change on me, but I would buy him a meal at Rubio’s since that’s where we were […]
The post 3 Ways to Stop Being Your Own Financial Enemy first appeared on MoneyNing.
By now, it’s pretty well established that women generally earn less than men. According to the Bureau of Labor Statistics, women working full-time earn 77% of what men working full-time do (median earnings). However, that’s a simplification that only reflects the bigger picture. According to “The Gender Pay Gap,” a study published by Francine Blau […]
The post Why Do Women Earn Less Than Men? first appeared on MoneyNing.
More and more people lately are asking if they should take Social Security early. The general advice people give is that you should delay receiving the Social Security check because you get an 8% raise for every year you manage to wait. The break-even age varies depending on many factors, but it’s roughly between the […]
The post Should I Take Social Security at 62? first appeared on MoneyNing.
I asked a friend of mine who works with high school students if he knew anyone who would be interested in some yard work. We agreed that three boys would come over to my dad’s house one Saturday for $15 an hour, for three hours’ worth of work (so basically, each boy would make almost […]
The post How Do I Stop Self-Entitlement in Kids and Teens? first appeared on MoneyNing.