Apr 29, Baby Boomers and Social Security
Updated: 2011-04-29 21:35:38
Baby Boomers and Social Security...baby boomers will be OK
Suppose you were offered a job where the net benefit to society or yourself (other than the pay) was very small. You can pick between either of these two Digging holes and filling them up again. Writing “I’m working” over and over on a form and then throwing those forms in the wastebasket. For the [...]
I want to bring your attention to this excellent list of books compiled by Charles Hugh Smith, who also writes OfTwoMinds and Survival+ (see this post). Many of these books also form the foundation of my own thinking about the future [and the past and the present]. It also includes the ERE book as shown [...]
Humans have this wonderful capacity for making a simple thing wonderfully complicated (and typically charging for the process). For instance, consider the diet industry with its huge selection of various methods to lose weight or gain weight with complicated rules or formulae, like not partaking in the eating hotdogs on a Thursday, down to the [...]
I stumbled over this over at cooltools. It sounds like an interesting concept: Be a caretaker and live for free, monetarily speaking, in exotic locations, moving to a new place occasionally. It would fit in very well for (early) retires, particularly those, who could default to an RV or an understanding family, or workers who [...]
Here’s the link to the kindle version on amazon.de.
Well, in a hundred years, I’ll probably be death (“Lost off the coast of … in a hurricane”), so this question is mainly relevant for our descendants [for those of you who have such]. In a recent post on the future, frugal bachelor commented: I doubt the IPOD will be repaired in any conventional sense, [...]
DW wanted a rake to get the cuttings off of the lawn, whereas I just wanted to let them be… So I built a rake. The rake is made out of a $2 8 foot long 2×4 which I ripped [lengthwise] with a handsaw. I used one part for the handle and the other part [...]
Considering this thread on the relative “fitness” of the rabbit-approach to financial success (high-leverage, take risk, cheat, …) vs the turtle-approach to financial success (work hard, be persistent, save, …), it is interesting to consider the breeding strategies of rabbits vs turtles. For turtles it is a massive endeavor. It takes many years to reach [...]
This is a guest post from Joel, who is a CFP® and a serial entrepreneur who loves working on various Internet based projects. Some of his most recent ventures include various consumer comparison financial websites including websites for finding life insurance, comparing car insurance companies, and researching credit card offers. He is a newcomer to [...]
In financial terms, the necessity of feeding and sheltering each new human being with housing, corn, and corn-feed animals can be associated with a debt in the sense of a liability that must be either paid for or paid off lest the person starve. Since starvation of food or at least the newest iPod is [...]
The personal finance world is abundant with stories about becoming debt free. Yet becoming debt free is just the first step to freedom. The money–health connection is well-established (the techniques are typically the same) and being debt free corresponds to being “fat free” or perhaps a better word would be “not overweight” in the sense [...]
I think the idea of splurging a little to feel rich while not being rich and in particular while paying off debt is misguided and up there along with “what kind of candy bars do you have in your weight loss plan?”. It seems obviously self-contradictory, so why does it exist? The reason is that [...]
How not to live on a boat...complicate something that's really simple
COLA Locality Pay rates for Alaska, Hawaii & US Territories. See examples of how this transition affects you and your federal retirement plans.
Ready to plan your CSRS Retirement? Make sure you know about all of your benefits under the Civil Service Retirement System.
What you need to know about your benefits under the Federal Employees Retirement System, and how to calculate your FERS Retirement benefit.
living on a boat... Steps we would recommend you take
Life after the boat...after living on Shadowtime for eight years we are often asked do we miss the boat
Retiring to Mexico makes good sense for North Americans
Retiring in Florida...for the last several decades retiring in Florida is choice one
Retiring to Panama makes a lot of sense, the goverment welcomes you like no other country
Park Model Campers a way of livng cheap and well that is appealing to many
Retiring in Arizona...For lots of retirees it is the best
Retire to Uruguay you will feel like you are in Europe
Retire to Mexico by RV...retiring in Mexico after 3 years RVing looking for the right spot
The decision to retire overseas is a great way to live cheaply, comfortably and well
Living in Ecuador is truly cheap living and doing it well
The choice of a sailboat dinghy and motor is crucial to enjoying living aboard a sailboat
By practicing frugal living we have been retired for 16 years, with no skimping, we can show you how