It is basically making it a lot easier. Thanks guys! This is a response to Frugal Bachelor who noted that pf bloggers have gotten awfully quiet about the market. On the same note, pf bloggers have also gotten awfully quiet about the 100 push up challenge, but I digress (as usual). For me and other [...]
Cheap Arizona retirement...take a good look at affordable park models
Retire online...supplement your retirement incomeThis is a guest post from retired@33, who got in contact with me last week offering to write a post about his story. (He’s new to blogging, so be nice!) It’s hard to estimate how many extreme early retirees there are since not everybody has a book or a website, but I bet there are [...]Carpooling has been suggested as a solution to alleviate increasing gas prices. The problem is that finding someone to carpool with is a difficult task requiring much research into whether the driver is dependable, etc. Except for major cities it is even to time-consuming/costly to get a cab. Thus today it is highly convenient to [...]In this guest post Hunter Nuttall talks about the challenges of giving financial advice. Although well intended, some advice can be ill suited for the person or just plain wrong. It is something we should all be aware of whether we are giving advice or taking it. If you like this post and want to [...]When it comes to consumer durables, I rarely pay retail. These days stuff is generally well made (lasts for years), yet people have a desire to buy things as if they were going out of style — well, maybe they are, I wouldn’t know — so I prefer to pick through people’s overflowing garages and [...]Frugal wife necessary for most early retirementsWhen I write posts, I face the same dilemma as a researcher presenting results. If you have hung around the research circuit for a while, you notice that there are different ways of thinking about exactly the same thing. Some focus on the detailed technical aspects of the calculations: “This is described by this ginormous [...]I was recently asked why I haven’t made the connection between ERE and peak oil more explicit. As some of you may know, I used to be somewhat active in the peak oil community about 5-7 years ago. The main problem as I saw it was that the great majority of people who were/are aware [...]Changes that depend more on a lack of a particular attitude(*) than a lack of skills or opportunities, will generally progress through the following stages. (*) Health goals, diet goals, debt and savings goals generally fall within this category. Precontemplation. The person does not see a need for change although others often do see a [...]In my recent post on How to retire in 5 years, I defined financial independence/early retirement at the point where expenses equals 4% of investable assets. Retired Syd asked what my underlying assumptions were for the 4% withdrawal rate, specifically Would someone that is planning on extremely early retirement (say in their 30’s) really be [...]I just met A_&J_ from Our Take on Freedom on their way south and we spent the morning talking about different extreme early retirement issues. One of the questions, which I answered with an eloquent *mumble mumble*, which is why I should stay away from radio shows, and subsequently thought of a better way to [...]The two prevalent numbers for the middle class are net worth and credit score. These numbers are, however, not very useful if you wish to retire very early. Credit score measures your ability to take on debt and be obligated to work for others, and net worth says very little about how well your money [...]See Berkeley thread and Oahu/Waikiki thread for details. Remember to check those threads for last minute cancellations. Also see the newest reviews at Phil Brewer/Wisebread Canadian Dream: Free at 45 Beating Broke Permaculture Australia Check out the graphs at the last one. If I had actual land (other than planters), I would pursue permaculture as [...]Reading this forum thread on how to cook beans has made me revise my [lack of] understanding of how to cook beans. I used to soak them for 8 hours and toss them into the pressure cooker until they were “done”. Then I’d take them out and combine them with whatever called for a “can [...]I just learned the toe drag scoop which is probably my greatest shot at ever pulling off the Michigan move in inline hockey. Of course any 12 year old player can probably do this. Then again it’s been years since I was 12. Learning is most effectively achieved when three conditions are present Quality instruction [...]Thank you for the generous $1200 stimulus package$800 Making Work Pay credit gift we just received from you. You know, traditionally it’s been the obligation one generation to help the next generation along. Parents help out their children, even their unborn children, by saving a little start up money so that the next generation has [...]Once upon a time in a galaxy far far away there was a strange planet upon which lived three different kinds of creatures, bulls, bears, and sheeple. The bulls were eternally optimistic risk-takers and speculators, always willing to strike a quick a deal, forever living in the present, and sometimes borrowing to increase their standard [...]
Facing retirement? Financial planning gives a sense of security now and a secure financial future as you age. Why boomers need to plan -- NOW!I have been blogging for almost three years, and in that time, the blog has grown into not just a bigger blog but also a forum and a book. Let me tell you how I’ve set this blog up somewhat differently from the typical [personal finance] blog. Many blogs are like online magazines ranging from [...]The interesting thing about management is how similar it can suck despite situations being completely different. This suggests suggest commonalities between either managers themselves or the way organizations are structured. For instance, if it is simply due to the way organizations are structured, maybe they can be restructured. We can not choose different managers (we [...]
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