The curious case of the CFPB
Updated: 2012-04-30 21:38:14
In one of its first major decisions, the Consumer Financial Protection Bureau wants to ease credit card rules -- why?- In one of its first major decisions, the Consumer Financial Protection Bureau wants to ease credit card rules -- why?
Things worth reading: 30th April 2012
Updated: 2012-04-30 05:58:10The Finanser's Week: 23rd April - 29th April 2012
Updated: 2012-04-29 07:07:57Feeding My Inner Geek
Updated: 2012-04-27 10:30:27As many of you may know, I used to work at a very large ACH - over a €1.4trn per year of transactions. Its therefore with some excitement that I look forward to Nachas’ Payments 2012 conference next week in Baltimore! Whilst much broader than just ACH, there are few other places where I can [...]54 Hedge Fund managers join the 1,000 richest people in Britain
Updated: 2012-04-27 06:37:00Things worth reading: 27th April 2012
Updated: 2012-04-27 04:47:25Leading the Bird: What Bankers Can Learn from Duck Hunting
Updated: 2012-04-26 19:29:36
Every duck hunter knows that in order to avoid coming home empty-handed, one must aim ahead of the bird – lead the bird as it is commonly referred. The idea is that if one aims directly at the bird, every shot will be a miss no matter how precise the aim. That’s because by the [...]Let the mobile wallet wars begin
Updated: 2012-04-26 06:25:20: The Financial Services Club's Blog The Financial Services Club is a unique service designed for Senior Executives and Decision Makers from any firm interested in understanding and planning strategies for the future of banking and finance . Things worth reading : 26th April 2012 Main April 26, 2012 Let the mobile wallet wars begin I don’t normally cover press releases , but this one is a goodie as it’s announcing a new mobile wallet and , thanks to this chart doubleclick chart to enlarge Let the wallet wars . begin Here’s what the press release : says O2 today announced the launch of O2 Wallet a seamless and secure digital wallet service that will deliver the benefits of mobile money to more UK consumers than any other product or service currently . available Here's the : video O2 WalletThings worth reading: 26th April 2012
Updated: 2012-04-26 03:25:28The Student Loan Tax
Updated: 2012-04-25 20:40:41As student loan debt passed the $1 trillion mark, President Obama, speaking at Chapel Hill yesterday, called the upcoming interest rate hike on student loans a tax. He didn’t tell the half of it. Congress’ dirty secret is that the...Things worth reading: 25th April 2012
Updated: 2012-04-25 07:11:00Learn about Teaching Consumer Law at Houston Law Center May 18-19, 2012
Updated: 2012-04-25 05:28:53On May 18-19, the Center for Consumer Law at the University of Houston Law Center will hold its sixth bi-annual Teaching Consumer Law Conference. This year’s theme is “Teaching Consumer Law in an Evolving Economy.” I have always enjoyed this...Speaking of Student Loans . . .
Updated: 2012-04-24 16:49:19President Obama is at UNC-Chapel Hill today to talk about student loan interest rates. His speech should be streamed here at around 1:15 pm EST according to recent estimates.Things worth reading: 24th April 2012
Updated: 2012-04-24 05:59:27The Finanser's Week: 16th April – 22nd April 2012
Updated: 2012-04-22 08:12:00Some Thoughts on the Student Loan Debt Problem
Updated: 2012-04-21 00:04:23The student loan issue is increasingly coming the front-burner, both domestically and abroad. I haven't blogged about it before (and it's worth noting how little scholarship there is on student loans compared with say mortgages or credit cards). So here...Of all the world's banks, UK banks must be the most anti-social
Updated: 2012-04-20 09:00:27Money in 2020: mobile and cashless ... or not?
Updated: 2012-04-20 07:59:00Things worth reading: 20th April 2012
Updated: 2012-04-20 05:38:51Relevance in FS Advertising
Updated: 2012-04-20 03:32:22
Many financial service firms are going to great lengths to ensure advertising is timely, relevant and compelling. Indeed, campaign management applications promise this very thing,.with the objective of improving sales lead rates.
While on a family trip from Atlanta to Ohio last week, I had the occasion to experience FS advertising at multiple venues along the [...]Ensuring Competition in Payments
Updated: 2012-04-19 09:26:28Last Friday, the European Commission announced that it has extended its investigation into Project Oscar, the proposed mobile payments joint venture from a group of UK telcos. The regulator is concerned that the venture could be anti-competitive. Project Oscar is a JV between Vodafone, Telefonica and EverythingEverywhere (Orange and T-Mobile) to develop an infrastructure which would enable mobile payments [...]Sit Back and RadLAX
Updated: 2012-04-18 20:09:07I'm having trouble getting excited over RadLAX going before SCOTUS. Ronald Mann has written that RadLAX "well might be the most important business bankruptcy case since its 1999 decision in Bank of America National Trust & Savings Ass’n v. 203...Hurray for RuPay?
Updated: 2012-04-18 11:39:11I hope many of you will have had chance to read Zil’s excellent report on the outlook for a 3rd European Card scheme. I think we’re left in no doubt on his opinion – and one to which I whole-heartedly agree. However, I was reminded this week that this position – “don’ re—invent the wheel” [...]I’m A Twitter Influencer? Huh?
Updated: 2012-04-05 16:05:28Yesterday, I was informed by Obopay that they have ranked me in their top 10 Twitter influencers in North America. Before I pat myself on the back, and get you to congratulate me, I’d like you all to consider what this really means. I’d like to thank Obopay for the accolade, but the answer is it [...]