Moody's bank downgrade threat: Yawn!
Updated: 2012-02-29 19:23:27
Why do credit rating agencies matter when they're useless in helping investors manage risk and predict the future?- Why do credit rating agencies matter when they're useless in helping investors manage risk and predict the future?
Bank lending jump bodes well for US economy
Updated: 2012-02-29 19:23:27The FDIC's latest quarterly report shows that U.S. banks are issuing loans at the fastest clip since late 2007Are bankers good, bad or really ugly?
Updated: 2012-02-29 10:33:27Things worth reading: 29th February 2012
Updated: 2012-02-29 07:19:03Retail financial channels are not as simple as some think
Updated: 2012-02-28 09:59:08Things worth reading: 28th February 2012
Updated: 2012-02-28 07:58:43Greece is the word ... and show some support
Updated: 2012-02-27 09:51:01Monday fun
Updated: 2012-02-27 08:45:00Things worth reading: 27th February 2012
Updated: 2012-02-27 07:01:48Thank You to Philomila Tsoukala
Updated: 2012-02-27 04:07:05Credit Slips has been fortunate to have my Georgetown colleague Philomila Tsoukala as a guest blogger the past couple weeks. The mainstream US media press coverage of the Greek financial crisis has focused on the dynamic between the Greek government...RDC App for Citibank?
Updated: 2012-02-27 03:52:18Citibank is running commercials featuring the ability to deposit checks remotely via mobile device, a process known as remote deposit capture. Citi isn't the first retail bank to roll out RDC--USAA, for example, has been doing it for a while,...The Finanser's Week: 20th February - 26th February 2012
Updated: 2012-02-26 08:15:08Credit for Parenthood (in the Wall Street Journal)
Updated: 2012-02-24 11:00:00Wall Street Journal Reporter Jessica Silver-Greenberg casts a spotlight on the market for fertility treatment loans - including loans that enable the purchase of other women's eggs - in the article "In Vitro a Fertile Niche for Lenders." (subscription required)....Europe's oldest and wealthiest are ... Swiss!
Updated: 2012-02-24 08:44:00Things worth reading: 24th February 2012
Updated: 2012-02-24 07:59:59Watch them do, The standing still
Updated: 2012-02-23 16:01:26My latest column for Dealbook looks at the competing narratives regarding Dodd-Frank's OLA in the banking and bankruptcy communities.A cashless, cardless bank
Updated: 2012-02-23 08:42:20Things worth reading: 23rd February 2012
Updated: 2012-02-23 08:18:52P2P Payments Come To The UK
Updated: 2012-02-23 00:44:03There were two interesting announcements this week heralding the dawn of the bank account-based P2P payment era in the UK. The first announcement came from Barclays about the launch of a Pingit service, which allows consumers to send and receive money using mobile phone numbers. Five days later, the UK Payments Council announced that it has commissioned VocaLink to build a central [...]US authorities start campaign against Bitcoin?
Updated: 2012-02-22 08:43:00Things worth reading: 22nd February 2012
Updated: 2012-02-22 08:21:37How to spot a financial institution in stress
Updated: 2012-02-21 13:32:40Things worth reading: 21st February 2012
Updated: 2012-02-21 06:37:13Things worth reading: 20th February 2012
Updated: 2012-02-20 07:22:16The Finanser's Week: 13th February - 19th February 2012
Updated: 2012-02-19 08:45:00Mergers, Mergers, Everywhere
Updated: 2012-02-17 21:59:14Mergers of Core Vendors In a few short weeks we have seen two core consolidation announcements. Misys and Temenos announced a planned merger and now Callatay and Wouters (C&W) is becoming part of the Sopra Group with its Evolan core system. Why the sudden rash of mergers? Will more happen? Core banking is a big decision and [...]What do RDC and RCC Have in Common?
Updated: 2012-02-17 14:37:02
What do remote deposit capture (RDC) and remote cash capture (RCC) have in common? Among other things, both RDC and RCC, treasury management products in most banks, can contribute much needed retail bank cost reductions. But, remarkably few banks are enjoying the benefits. Is it because the right hand doesn’t know what the left hand [...]Studies prove that trading turns you into an arsehole
Updated: 2012-02-17 00:13:56Another take on Finovate
Updated: 2012-02-16 07:37:19I attended Finovate Europe (www.finovateeurope.com) last week – good to see it back. Celent are a partner but even so, having attended the inaugural event last year, it was no surprise to see it both back and at a larger venue. I wonder if next year maybe at a larger venue still as it still [...]Corporate Mobile Banking: Revolutionizing Cash Management
Updated: 2012-02-13 19:03:12There’s been a lot of talk in the market about corporate mobile banking but not that much action. I recently published a new report on the topic and it has been extremely well received. The report examines and analyzes the state of corporate mobile banking. It delves into why mobile banking is important in the cash [...]FinovateEurope 2012: More Payments and Mobile, Less PFM
Updated: 2012-02-10 14:09:42
Sometimes our blog entries are like London busses - you wait for a while and then two turn up in a row… This is my second entry this week, but I am back from travels and wanted to reflect on FinovateEurope, which happened earlier this week in London. For those who are not familiar with Finovate, [...]Misys and Temenos together
Updated: 2012-02-10 00:08:34The press has reported that Misys and Temenos are likely to merge. I think these two companies make a very good couple with significant overlap in geography, and complementary product sets. Misys customers on Midas, Bankmaster, and Equation have been waiting for a path forward and were recently given BankFusion as a way forward. It [...]Bank Mobile Wallets: NFC or Cloud?
Updated: 2012-02-09 13:00:09Extensive travel tends to wreak havoc on the usual patterns and the best intentions. As a result, I haven’t yet had a chance to blog about an interesting development first announced a couple of weeks ago. FIS, a large technology and services provider, has announced a new m-payments system, developed in partnership with Paydiant, a mobile [...]Review: What Corporate Mobile Banking Will Really Mean For Your Bank
Updated: 2012-02-03 15:53:19I’m just back from the US where I was presenting at our Corporate Mobile Banking event. Unsurprisingly, given the topic, we had a very high level of interest, resulting in a large number of registrations. We also had a first for me - a gate crasher who had to be ejected! Many thanks to all [...]