How to beat the mortgage famine in 2012
Updated: 2011-12-30 06:00:13
How can you beat the mortgage famine which looks certain to be made worse by tighter regulation of bank and building society lending? Hundreds of thousands of homeowners aged over 50, first-time-buyers and the self-employed will find it more difficult to obtain the credit they need to unlock wealth tied up in bricks and mortar, [...]
Fear has pushed personal finance to the top of most people’s priorities when it comes to new year's resolutions for 2012, with worries about wealth – or the lack of it – displacing concerns about health. That’s the conclusion of separate surveys of 5,000 people by comparison websites Gocompare.com and moneysupermarket.com. Rising unemployment, soaring debts [...]
An unpleasant surprise lurks among the Christmas cards and 2012 New Year greetings for thousands of pensioners and savers. Alliance Trust Savings, best-known for its £2bn global investment trust, is writing to investors to inform them of new charges which some readers say will nearly treble what they have to pay. The giant fund – whose [...]
Paul Krugman has a piece up on his blog which he appears to regard as a knockout blow to the concept of "Ricardian Equivalence" (i.e. the doctrine that, under most circumstances, funding government spending with a deficit does not increase output relative to funding that same government spending with tax). Here's what he says: [T]hink [...]
Baby boomers shouldn’t feel guilty about being better-off than younger generations, because people aged over 50 today saved harder and spent less when they were young than is the case today. That’s the conclusion of analysis of more than 2,000 people by the Chartered Insurance Institute (CII). The study acknowledges that baby boomers – or [...]
House prices will fall by a national average of 3pc next year, the Royal Institution of Chartered Surveyors (RICS) predicts, but cynics may suspect the surveyors’ newfound pessimism is a reaction to rising litigation from homebuyers who have already lost money. While 2012 predictions may or may not come true, solicitors Irwin Mitchell claim there [...]
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CRFB.org Stimulus.org US Budget Watch Peterson-Pew Commission E-mail list sign up : Subscribe Unsubscribe Search : Home Documents Blog News Events About Contact Donate Recent Posts Interesting Charts Of the Year Where is the Fiscal Policy Discussion in the Election Debate Line Items : Brinking Game Edition New York Times Lays Out Medicare Options A Reversal for TARP Representatives Joining Together to Resist Efforts to Turn Off the Sequester Absent Debt Reduction Agreement CRFB Brings Back U.S . Budget Watch Ryan and Wyden Offer Ambitious Health Care Proposal By month December 2011 31 November 2011 45 October 2011 52 September 2011 47 August 2011 52 July 2011 61 June 2011 54 May 2011 48 April 2011 55 March 2011 68 February 2011 55 January 2011 59 All Archives By Keyword Budget Process and
CRFB.org Stimulus.org US Budget Watch Peterson-Pew Commission E-mail list sign up : Subscribe Unsubscribe Search : Home Documents Blog News Events About Contact Donate Recent Posts Interesting Charts Of the Year Where is the Fiscal Policy Discussion in the Election Debate Line Items : Brinking Game Edition New York Times Lays Out Medicare Options A Reversal for TARP Representatives Joining Together to Resist Efforts to Turn Off the Sequester Absent Debt Reduction Agreement CRFB Brings Back U.S . Budget Watch Ryan and Wyden Offer Ambitious Health Care Proposal By month December 2011 31 November 2011 45 October 2011 52 September 2011 47 August 2011 52 July 2011 61 June 2011 54 May 2011 48 April 2011 55 March 2011 68 February 2011 55 January 2011 59 All Archives By Keyword Budget Process and
Almost a year to the day after providing relief for the 2011 plan year, the PBGC released PBGC Technical Update 11-1. This notice provides guidance for the 2012 plan year on how to comply with the proposed amendments to the reportable events regulations. Summary of Important Guidance Similar to the prior pronouncements, the new Technical [...]