• Survey: 57 percent of people in low-income families have no health insurance

    Updated: 2012-02-07 22:57:00
    : : skip to main skip to sidebar Pages Blog Home Our mission : consumer protection Insurance Consumer Hotline Tuesday , February 7, 2012 Survey : 57 percent of people in low-income families have no health insurance The Commonwealth Fund today released the results of a new survey on the uninsured Among the group's : findings 57 percent of people in low-income families those earning less than about 30,000 for a family of 4 had no health insurance at some point last . year 35 percent have been uninsured for two years or . more Among moderate-income adults about 30,000 to 56,000 for a family of 4 some 36 percent of adults in those families were uninsured during the past . year None of this should come as a surprise . We do our own report on the uninsured in Washington state and income is by

  • Car sharing and usage-based insurance bills move forward

    Updated: 2012-02-07 18:34:00
    : skip to main skip to sidebar Pages Blog Home Our mission : consumer protection Insurance Consumer Hotline Tuesday , February 7, 2012 Car sharing and usage-based insurance bills move forward Everyone in Washington state is required to have basic liability insurance if you own a car . Well , here's two bills that could impact how you get insurance and how much you pay for . coverage The first , House Bill 2384 creates an insurance framework for peer-to-peer car sharing programs . Several other western states OR , CA have passed similar bills . Here's how it would work : You sign-up with a program to share your car when you're not using it . Your financial liability for the car transfers to the program during the time it's in use . Of course you still need insurance coverage for when you're

  • Michael P. Voelker quotes me in his Property Casualty 360 article, “After ‘Year of the Data Breach,’ Carriers Increase Capacity, Competition for Cyber Risks.”

    Updated: 2012-02-07 13:45:16
    In his article, After ‘Year of the Data Breach,’ Carriers Increase Capacity, Competition for Cyber Risks, Property Casualty 360°author Michael P. Voelker writes about cyber risks and cyber insurance. The article opens: There’s a good reason why 2011 is known among security professionals as the Year of the Data Breach. The antics began in April, with [...]

  • Job openings: Actuary, investigator, HR consultant, etc.

    Updated: 2012-02-06 21:52:00
    : : , , , . skip to main skip to sidebar Pages Blog Home Our mission : consumer protection Insurance Consumer Hotline Monday , February 6, 2012 Job openings : Actuary , investigator , HR consultant , etc . We have four job openings right now , and some of the application deadlines are coming up soon . We're looking : for Human resource consultant 3 Actuary 2 or Actuary 3 Investigator 3 Health insurance advisor 2 We're a small agency , but we do have job openings periodically . Most are due to retirements or resignations , rather than new positions . When we have job openings , we post them on our jobs page as well as on the state's careers.wa.gov site . Posted by Rich R . at OIC at 1:52 PM Email This BlogThis Share to Twitter Share to Facebook Older Post Home Washington state Insurance

  • Preventive Dentistry and PurinaCare Benefits discussions PurinaCare Pet Insurance Blog Blogs on DogT

    Updated: 2012-02-03 22:29:30
    Preventive Dentistry and PurinaCare Benefits Discussions from PurinaCare Pet Insurance Blog on Friday February 3rd , 2012 at 10:00 AM Dr Bill did a nice post on Dental Health Month yesterday and I thought I'd follow up on that . If you have a PurinaCare Plus Preventive Care you have benefits that apply towards routine dentistry and you should take advantage of them every . year In most homes the day begins and ends with our own attempts at dental hygiene . We brush our teeth at least twice a day and we have become accustomed to visiting the dentist every six months for an exam and cleaning . Dental hygiene and routine care is no less important for our pets . According to the American Veterinary Dental Society , 80 of dogs and 70 of cats show signs of oral disease as early as three years of

  • Did You Wear Your Red Today?

    Updated: 2012-02-03 20:41:06
    Heart disease is the number one killer of women.*  This dreaded disease causes 1 in 3 deaths each year.  In simplest terms, women are dying at the rate of one per minute. Are you at risk for heart disease?  Find out here.  You don’t have to be a statistic, but the one thing you should [...]

  • Insurers and agents fined more than $1.3 million in 2011

    Updated: 2012-02-03 19:31:00
    : skip to main skip to sidebar Pages Blog Home Our mission : consumer protection Insurance Consumer Hotline Friday , February 3, 2012 Insurers and agents fined more than 1.3 million in 2011 Insurance Commissioner Mike Kreidler fined insurance companies , agents and brokers more than 1.3 million in 2011. Violations included wrongly denying medical claims , overcharging customers , misappropriating clients’ money , charging unapproved rates and submitting false . documents These cases are the exception , not the rule , 8221 said Kreidler , who’s been the state’s insurance regulator since 2001. The vast majority of insurers , agents and brokers comply with the law . 8221 The largest fine , issued in January 2011, was against six Chubb Son subsidiaries , which were ordered to pay 534,000 for

  • Preventive Dentistry and PurinaCare Benefits

    Updated: 2012-02-03 10:00:00
    Home How It Works PurinaCare Experience Pet Insurance Facts Claim Examples Insurance Plans Plan Overview Our Advantages Compare Plans Pet Insurance Information Pet Health Veterinary Advances Dog Care Cat Care PurinaCare Blog Get a Quote Organizations DVMs Affiliates Do Dogs Dream Preventive Dentistry and PurinaCare Benefits Dr Bill did a nice post on Dental Health Month yesterday and I thought I'd follow up on that . If you have a PurinaCare Plus Preventive Care you have benefits that apply towards routine dentistry and you should take advantage of them every . year In most homes the day begins and ends with our own attempts at dental hygiene . We brush our teeth at least twice a day and we have become accustomed to visiting the dentist every six months for an exam and cleaning . Dental

  • Has Your Business Prepared for a Workplace Lawsuit

    Updated: 2012-02-02 19:08:55
    Job discrimination claims rose to an all-time high last year, led by an increase in bias charges based on age, religion and national origin.  Is your business protected against a discrimination claim brought against you?  Here are some recent examples.  You may want to give us a call.  We can protect you from certain financial [...]

  • Super Bowl Party? The Best Barbecue Ribs Recipe EVER!

    Updated: 2012-02-01 21:06:39
    Ok, I have to admit that I “bleed” green for the Philadelphia Eagles.  Loved them since I was a kid and like a true fan disappointed they didn’t make it to Super Bowl.  But will that stop me from having some friends and family over and making some typical Super Bowl fare?  No Way.  I love [...]

  • Officer Exclusions in Workers’ Compensation

    Updated: 2012-02-01 17:23:48
    I’ve noticed that most prospective workers’ comp clients who contact me have the officers of the corporation or the business owner excluded under their workers’ compensation coverage. I would like to make two cases against this practice. #1 If an officer is excluded from work comp, it means exactly that, they are excluded from any coverage [...]

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